Senior Drivers
Senior Drivers Most insurance companies offer discounts to drivers over 55, and for good reason: Seniors are generally courteous drivers who obey speed limits and follow the rules of the road. They tend to be cautious, for example, taking safer back roads to avoid congestion on major thoroughfares, and steering clear of rush-hour traffic. An older person is also more likely to avoid driving altogether when weather conditions are less than ideal, such as during a rainstorm or at night when visibility will be hampered. Many states offer approved accident prevention courses for senior drivers to help them earn an insurance discount. Such classes can help refresh driving skills and alert people to the physical changes that may affect reflexes, hearing and cognitive ability. Groups such as the AAA offer a “driving health checkup” to provide seniors with a skills tune up. And the AAA’s CarFit program provides a 12-point check to make sure a vehicle’s interior features are p...