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Winter Driving Safe Driving and Vehicle Maintenance Are Key 4 Ways Your Driving Habits Could Wreck Your Credit Score Winter is a time when safe driving and well-maintained vehicles take on even greater importance.  “Failure to keep in proper lane or running off the road” and “driving too fast for conditions” are the two of the most frequent driver behaviors, according to the National Highway Traffic Safety Administration (NHTSA).  In order to avoid potentially dangerous situations, the I.I.I. offers the following winter driving tips: Give yourself enough time to arrive at your destination. Trips can take longer during winter than other times of the year, especially if you encounter storm conditions or icy roads. Bring a cellphone so that those awaiting your arrival can get in touch with you, or you can notify them, if you are running late. But avoid the temptation of using the phone while driving, as it can be a dangerous distraction—pull over first. Drive...

Stopping and Steering are Keys to Driving Safely There are more vehicles on U.S. roads than ever before. With an estimated 240.5 million cars and light trucks crowding our roads as of 2011, your safety and that of others is at risk when your vehicle isn't stopping and steering at its best. Reducing your vehicle's stopping distance by just an inch or so could make the difference between a minor scare and a major fender bender. Crowded roads aren't the only concern. The roads themselves are often in a sorry state of repair. Portions of our highway system (including many bridges) haven't seen much in the way of maintenance or repair since they were built. In cold climates, the freeze/thaw cycle enlarges cracks and holes in the pavement. In sunnier spots, the heat, heavy cargo hauling and years of neglect take their own toll on roads. The result can be a moonscape of potholes that can affect the handling of your vehicle. Bad roads can cause suspension components,...