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What are my rights when filing a claim? Know Your Basic Rights To File A Claim For Your Insurance: As a policyholder, you have certain rights. Every state has laws protecting consumers. Your policy is a legal contract between you and your insurer. It defines your rights and obligations as well as the rights and obligations of the insurance company. If you have any questions regarding your rights under the policy, talk to your insurance agent or company representative. You may also contact your  state insurance department , state attorney general's office, or your state's consumer affairs department.

ASE: Certifying the Automotive Professional ASE: Certifying the Automotive Professional Finding a competent auto technician need not be a matter of chance. Much of the guesswork has been eliminated, thanks to national program conducted by the non-profit National Institute for Automotive Service Excellence (ASE). ASE tests and certifies automotive professionals in all major technical areas of repair and service. With nearly 400,000 currently certified professionals, the ASE program is national in scope and has industry-wide acceptance and recognition. ASE-certified professionals can be found at every type of repair facility, from dealerships, service stations, and franchises to parts stores, independent garages, and even municipal fleets. Certification Benefits Motorists ASE certifies the technical competence of individual technicians, not repair facilities. Prior to taking ASE certification tests, many technicians attend training classes or study on their own in order to...

Springtime Auto Tips Spring is one of the prime times for auto maintenance. That first wash-n-wax on a warm Saturday afternoon is liberating. Winter's gloom (to say nothing of grit and road salt) is literally washed away. Take out the snow shovel, the gloves, and heavy boots and store them 'til next season. Surely summer can't be far away. Some preparation now will help ensure that your summer driving plans go as smoothly as you envision then now. ASE offer the following tips on getting your vehicle ready for summer. Read the owner's manual and follow the recommended service schedules. Have hard starts, rough idling, stalling, etc. corrected before hot weather sets in. Flush and refill the cooling system (radiator) according to the service manual's recommendations. The level, condition, and concentration of the coolant should be checked periodically. If you are not a do-it-yourselfer, look for repair facilities that employ ASE-certified automotive tech...

Ten Tips for SUV Owners It's a rare motorist who doesn't have strong feelings about today's sport utility vehicles. Love 'em or hate 'em, one thing is certain-just like their automobile cousins, SUVs last longer, operate more efficiently, and command a higher resale value when they are properly maintained and serviced. For those too busy or too overwhelmed by modern vehicles to perform their own maintenance, the pros at the non-profit National Institute for Automotive Service Excellence (ASE) offer some advice on choosing a repair establishment: Start shopping for a repair facility before you need one. Ask friends and associates for recommendations; consult local consumer organizations. Arrange for alternate transportation in advance so you will not feel forced to choose a shop based solely on location. Look for a neat, well organized facility, with vehicles in the parking lot equal in value to your own and modern equipment in the service bays. Look for...

Gas-Saving Tips for Your Auto While it is always wise to conserve natural resources, the recent price of gasoline has made even the most wasteful people think twice. Whatever your motivation, here are some gas saving tips from the pros at the National Institute for Automotive Service Excellence (ASE). Monitor tires.  Under inflated tires or poorly aligned wheels waste fuel by forcing the engine to work harder. (Let the tires cool down before checking the air pressure.) Out-of-line wheels, as evidenced by uneven tread wear, should be aligned by a professional. Remove excess weight.  Remove unnecessary items from the vehicle. Store only essentials in the trunk. Less weight means better mileage. Consolidate trips and errands.  Some trips may be unnecessary. Also, try to travel when traffic is light so you can avoid stop-and-go conditions. Avoid excessive idling.  Shut off the engine while waiting for friends and family. Observe speed limits.  Speedin...

Auto Service Goes High-Tech Increasingly, automotive repair and service is becoming a high-tech profession, note officials with the non-profit National Institute for Automotive Service Excellence (ASE). Old images die hard, but yesterday's mechanics have become today's technicians, complete with hand-held computer diagnostic tools and a wall full of credentials attesting to their abilities. In a recent poll of ASE-certified automotive technicians, over four-fifths said they used a computer on the job, more than two-thirds said they owned a computer at home, and over half said they had access to the Internet. "The profession is being revolutionized," notes ASE President Tim Zilke. "Brute force has been supplanted by brain power. If you don't think so, just look under the hood of one of today's sport coupes or SUVs. This is rocket science-or very close to it. Today's auto technicians need to be master diagnosticians, well versed in electronic...

Don't Scrimp on Vehicle Maintenance Technician certification organization ASE surveys show a well-maintained vehicle not only lasts longer, it retains more of its resale value. With a sluggish economic recovery and today’s consumers watching their finances carefully, it’s no surprise that the average age of vehicles in the United States is more than 11 years old, according to automotive research firm R.L. Polk and Co. With motorists holding on to their vehicles longer than ever before, maintenance takes an even greater importance in keeping roads — and people — safe. The cost of neglect “It’s tempting to avoid car maintenance in tough economic times, but that’s not a financially sound method to manage the big investment you’ve made in your vehicle,” notes Tony Molla, vice president of communications for the nonprofit National Institute for Automotive Service Excellence (ASE). “Surveys of our certified technicians show that a well-maintained vehicle lasts longer, retain...

Don't Overlook Automotive Technology as a High-Tech Career Path Parents and students should take a second look at automotive repair, a high-tech career that is always in demand and can’t be outsourced overseas. Parents, if becoming an automotive technician is not high on your list of career choices for your child, perhaps it’s time to look again. Officials with the nonprofit National Institute for Automotive Service Excellence (ASE) — the independent group that tests and certifies the competence of auto technicians nationally — note that automotive service and repair has changed dramatically in just the span of a generation. High-tech systems unheard of 30 years ago are now standard equipment on much of the nation’s fleet of vehicles: stability and traction control systems, adaptive cruise control and variable valve timing, just to name a few. And more changes are on the way: hybrid, plug-in hybrid, and electric vehicles are commonplace; hydrogen fuel cell and other alte...

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Buyer's Checklist for Inspecting Used Cars By  Anders Abadie The inspection is one of the most important aspects of the car buying experience. The initial inspection gives the potential buyer the opportunity to check both the interior and exterior for problems such as rust, a faulty sound system, or mechanical issues. Although a buyer's personal inspection isn't a substitute for a thorough inspection by a professional mechanic, it is an essential step when purchasing used cars. Before investing in a used vehicle, follow this checklist for inspecting used cars. Examining the Exterior Before you actually get into the vehicle for a test drive, it's best first to examine the exterior for any defects. While minor cosmetic flaws such as small scratches or dents often remain unnoticeable, other blemishes like rust can spread when exposed to air and moisture long-term. When examining the exterior, check for the following problems: - Cracks in the windshield or windows...

Tips for Negotiating With Car Dealers By  Anders Abadie Negotiating with car dealers can be a daunting and intimidating task; however, if you want to get the best deal possible on your new ride you should know some negotiation basics. This article features six helpful tips for getting a good price. Know your limit You should already know your highest offer before you visit any car dealers, and once negotiations reach your limit, don't budge. If the dealer can meet your price, they'll sell to you. Don't be offended if your offer is turned down. It's nothing personal, salesmen also set limits during a negotiation and their goal is to turn a profit. If you're unsuccessful at one dealership, simply move on to another. Negotiate selling price, not monthly payments While you'll probably end up financing your vehicle, make sure you negotiate in terms of its overall price. You need to know exactly how much expense you're committing to, despite how much nic...

How to Bargain With an Auto Dealer By  Anders Abadie You've made the decision to buy a new or used car, awesome! What's next? You'll need to find a car that fits your needs and budget. Often times at dealerships, looks can be deceiving. The sticker says one amount, but auto dealers may have a different price in mind. Just because the window has a figure on it, doesn't mean that's what you should pay. Here's some things to keep in mind when you're heading out to car shop. Do your research. It's the most important step when making such a large investment. You'll want to research the safety and fuel efficiency ratings. Has the vehicle won any awards or had a recall? Will this car require a lot of maintenance? What is included in the manufacturer's warranty? Already have a make and model in mind? Find out what was the best year for that make and, if you're buying used, make a list of things to check on the vehicle. After you do your own re...

Learning To Drive A Car The Professional Way By  Dhivya Rateesh Nair Learning to drive a car is no more a luxury; it is more of a necessity. This has led to the rise of many driving schools with people flooding in to learn how to drive a car. Many others however prefer learning to drive all by themselves or aided by their friends or relatives. This is not a trusted method of learning because your friend may not know all the rules of driving themselves. He might not even teach you methodically. Driving has to be learnt properly and in a methodical manner which can be achieved by going to a driving school. It is just not enough to be passionate about driving you also need to be responsible as a lot of lives as well as your own are solely in the driver's hands. A small fault of yours can lead to sire consequences. If you are very confident about your friend's knowledge and teaching skills then you may learn to drive supervised by your friend however it is vital that you ...

97 Chevy Suburban: 4wd..idling..the brake pedal, the engine..rough My parents have a 97 Chevy Suburban 4wd. The brakes are hard to push down on and require more pressure to stop the vehicle. Also, while idling and pressing the brake pedal, the engine runs very rough. I'm thinking that it is a vacuum leak of some sort. Could it be? Are there any simple test that I can do to narrow down the problem? Is there a check valve or some other thing that is common for a Suburban that can be replaced simply? Or could it be the master cylinder? Any help would be great. Thanks. Check the link below for Answer: http://www.justanswer.com/chevy/2ivnt-parents-97-chevy-suburban-4wd-brakes-hard.html

Ask Problem Related to Car Audio Receivers Problem with Pioneer DEH-P2500 CD Player Where is the reset button on the pioneer deh-p2500 Solutions There is no reset button on most pioneer cd players only pioneers that carry reset buttons are the in dash or double din players that play dvd's I had one, when u open the face it was up in the right corner